navigate_nextOur Servicesnavigate_nextExternal Training Programsnavigate_nextTraining Topicsnavigate_nextSmall & Medium Enterprise Lending in Practice
Small and Medium Enterprise Lending in Practice
Target Participants:
Credit Officer, Chief of Credit Officer, Credit Manager, Branch Manager, or someone who works related to credit activity
Duration:
2 days
Methodology:
Lecture/demonstration, case study, exercise, handout, discussion and offering experiences
Facilitators:
Faculty of ACLEDA Training Center
Objectives
During this course participants will be able to:
- Be aware of the critical elements of an MSE loan policy
- Discover best practice in SME lending
- Assess the SME business using financial and non-financial information
- Analyst an SME business risk profile
- Excellent opportunity to conduct loan discipline clearly
- Know how to prepare loan document properly
- Uncover the effective tools in solving loan problem on time
Course Contents
- Marketing segmentation, product development and marketing execution
- Forms of the business organization
- Financial statement and financial analysis (Income Statement, Balance Sheet, Cash Flow and Ratio Analysis)
- Five basic Cs of lending
- Credit scoring and credit proposal
- Type of risk
- Management signal and remedial action
