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How to Control Credit Operation Effectively

To maintain the credit operation to go smoothly, financial institutions need to ensure that they have the effective tools to control their credit operation. This course is ideal for those who have the role of controlling the credit operation activities including before, during and after loan disbursement.

Objectives

After completion of this course, the participants will be able to:

• Identify the reasons of Credit Control,
• Develop the effective procedure for controlling Credit operation,
• Use the mechanisms for controlling Credit operation effectively,
• Improve Credit Control system.

Course Contents

1. Importance/Reasons of Credit Control
• Definition of Credit
• Purposes of Credit Control
2. Process of Credit Control
• Before disbursement
• During disbursement
• After disbursement
3. Mechanisms of Credit Control
• Daily control
• Monthly control
• Periodic control
4. Systems of Credit Control Improvement
• Responsible people
• Credit policy and procedure
• MIS

Training Fee

• USD 98 per participant per training course.
• USD 92 per participant for organization sending 3-5 participants to the course.
• USD 87 per participant for organization sending 6 participants up to the course.

This fee includes training materials, refreshments, lunch and certificate.

Payment Condition: There is no charge for any cancellation which is made by the deadline of the registration. Cancellation after deadline of the registration and participants appearing without proper cancellation will be charged the full amount.

Methodology

The training methodology will be focused on experience based and participatory approaches including brainstorming, group discussion with presentation, group work, sharing hand-on experience, training game, and participants' problem raised during training workshop.

Trainers

Mr. TAUCH Ngam Youra, Assistant Head of Training Centre at ACLEDA INSTITUTE OF BUSINESS

Mr. Tauch Ngam Youra has started his career with ACLEDA Bank since 1998. Since then, he has had extensive experience by closely working in credit operations such as credit officer, internal auditor, district team leader, branch manager. He was one of the founders to establish and expand ACLEDA Bank Lao Ltd, Lao PDR, successfully in the position of Vientiane Branch Manager and as the representative member of branch managers in the Board Credit & Risk Committee. In his functional responsibilities, he led and managed credit operations, and built up knowledge, skills, and attitude of chief and credit officers to provide and maintain both quantity and quality of loan portfolio increasingly and healthily.

In addition, from 2009 to 2016, he was Head of Public Relations Department of AIB promoting and cooperatively organizing many MF training and study tour programs for other organizations and the public locally and internationally. Since 2017 to present, he works as Assistant Head of Training Centre of AIB.

Before ACLEDA Bank, from 1982 to 1997, he used to be an official of Banteay Meanchey Provincial Branch of the National Bank of Cambodia.

He received a Master's Degree in Public Administration (MPA) in 2009, from the Chamroeun University of Poly-technology (CUP), Phnom Penh, Cambodia. He also has undertaken study tours to Bank RAKYAT (BRI) in Indonesia, and attended training courses on MFI Management and ToT with the Frankfurt School of Finance & Management, in Germany and the Boulder Institute of Microfinance ITC-ILO, in Turin, Italy.

Mr. TUY Sovannara, Senior Faculty of ACLEDA INSTITUTE OF BUSINESS

Mr. TUY Sovannara has been a Senior Faculty at ACLEDA Institute of Business since 2014. He stated his career with ACLEDA Bank Plc from 2000, passing many positions such as Micro and Small Credit Officer, Assistant Vice President and Manager of Credit Officer, Internal Auditor (for 4 years). In 2007, he became an Assistant Vice President and Manager of Accounting Unit of Trade Finance Division, Headquarters. He was promoted as a Senior Specialist of Trade Finance Division from 2013 to 2014.

From 2007 to 2014, he was a member of trainer pool of ACLEDA Bank Plc responsible for delivering training to Credit Officers and Accountants to implement their tasks smoothly and effectively.

He obtained a Master's Degree of Business Administration (MBA), majoring in Finance. He also graduated with a Bachelor of Arts, majoring in English for Business Communication (English Based, International Program). He gained a Bachelor of Economics in Banking and Finance in 2000.

He has attended numerous training programs related to credit, finance and banking, training of trainer, management and leadership locally and internationally. In addition, he got the Certificate International “Certified SME Finance Expert" from Frankfurt School of Finance & Management, German, in 2014, certificate of pedagogy and methodology training course general education from National Institute of Education, in 2016, and he is a candidate of the Association of Chartered Certifies Accountants (ACCA) at FTMS Global Academy.